Personal Lines Policy offers you cover for almost anything you can think of... We aim to simplify insurance and offer products people need, which are easy to buy and with limited complexity.
Full Cover insures the contents, personal property, fittings and fixtures of your private home and outbuildings against Fire, Explosion, Water damage, Acts of Nature, Theft and subsidence and automatically includes legal liability cover. It's easy to underestimate the value of your home contents and it can cost you dearly should something go wrong.
Protects your private home and any other permanent improvements against loss or damage caused by fire, explosion, acts of nature, theft, subsidence owner's liability and more.
Comprehensive cover against loss or damage to all valuable personal items such as audiovisual equipment, jewellery, bicycles, wheelchairs and even stamp or coin collections. Our All Risks cover section provides cover for loss or damage to items you normally wear or carry with you outside your home. This would include items such as your clothing and personal belongings.
Vehicles include private motor cars, motorcycles, trailers and
caravans not exceeding 3 500kg in gross vehicle mass. Motor Vehicle
insurance covers you against loss or accidental damage caused by events
such as theft, hijacking or lost keys. We'll also provide assistance if
you need emergency repairs. Available cover options;
Comprehensive Cover
Insurance cover for your own
accidental damage, theft and hijacking as well as injury to other people
or damage to their property.
Third Party, Fire and Theft
Cover is limited to
loss of or damage as a direct result of fire and theft, including
accidental damage to third parties. Accidental damage to your own
vehicle is not covered.
Third Party
Accidental property damage, death and injury to third party's property.
The difference between the reasonable retail value and the settlement balance outstanding under a valid credit agreement. Cover can be included at an additional premium for vehicles insured and which cover has been selected up to a maximum limit of indemnity in the amount of R200 000.
Insure against loss or damage, including cover for salvage costs and inspection of the hull after stranding. We also offer comprehensive insurance for most types of watercraft as well as the accessories that are normally sold with it.